SACCO and financial services systems in Kenya
Member savings, loans and reporting you can trust at month-end.
Systems for SACCOs, microfinance and finance teams: member accounts, savings and loans, M-Pesa reconciliation, cash forecasting and the audit trail regulators and boards expect.
The problems we are usually called in to fix.
Savings, loans and contributions do not reconcile without manual work.
Applications and approvals move on paper and phone calls.
Reports are assembled by hand from exports.
No forward view of collections and payouts.
One system, built around how you work.
Member accounts
Savings, shares and contributions in one record per member.
Loan management
Applications, approvals, schedules and arrears tracking.
M-Pesa reconciliation
Paybill receipts matched to members and loans automatically.
Member self-service
Balances, statements and loan status on a phone.
Cash forecasting
Cash position 30, 60 and 90 days ahead.
Audit and reporting
Board and regulatory reports from live data, with a full audit trail.
Built and running in production.
Common questions.
Can you migrate our existing member records?
Yes. Member balances, loans and history are imported and reconciled before go-live.
How is member data protected?
Role-based access, encryption, backups and audit logs, aligned with the Kenya Data Protection Act.
Can members use it on their phones?
Yes. Members can check balances, statements and loan status from a phone.
Tell us what you need built.
A senior engineer reads every enquiry and replies within 2 hours during working hours (Mon–Fri, 8:00–18:00 EAT).
Prefer email? info@cresdynamics.com · Call +254 708 805 496